Let’s be careful and not get complacent – – there are many solid programs for managing backups if you don’t use a Cloud Service like Dropbox or Google Drive (which is probably the best value).
Here’s a good recap by HTG (How to Geek) . . .
If you want a glimpse of the future (at least a serious possibility) . . . then read the link below from Computerworld.
Solid HTG blog by our OTC friend . . Chris Hoffman. Covers new info about features of Cloud based storage for both free-loaders and and paying customers.